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Income Tax & PCB Calculator (estimate)

Estimate your yearly income tax and monthly PCB at the current rates (YA2026) or under the Budget 2027 proposals.

Checked 21 Oct 2026 Rates: LHDN YA2026; Budget 2027 proposal Estimate only. We don't ask for your MyKad number, OTP or bank details, and your answers are not stored. Official decisions are only at hasil.gov.my.
Your income details
RM
Taxable salary, bonus and allowances for the year.
children
Not counted for the single category.
RM
For example lifestyle, medical, life insurance, PRS. Annual total.
Year of assessment

Estimated annual tax

RM1,299.00 / year

Estimated PCB RM110.00 a month · effective rate 2.17% · marginal rate 6%.

Annual incomeRM60,000.00
Individual relief− RM9,000.00
EPF (11% estimate, RM4,000 limit)− RM4,000.00
SOCSO & EIS (RM350 limit)− RM350.00
Chargeable incomeRM46,650.00
Tax before rebateRM1,299.00

How we calculate

Chargeable income = annual income − reliefs. We include individual relief, spouse relief (if your spouse has no income), children under 18 (RM2,000 each), EPF (up to RM4,000) and SOCSO/EIS (up to RM350). Other reliefs, such as lifestyle, medical and insurance, go in the “Other reliefs” field.

Tax is calculated using LHDN's rate table, then the RM400 rebate is deducted if your chargeable income is RM35,000 or less.

Budget 2027 proposals

The YA2027 option uses the Budget 2027 proposals: individual relief of RM12,000, an 18% rate for RM70,001–RM100,000, a new 24% band for RM100,001–RM150,000, and the 30% rate starting above RM1 million. These proposals are not law until the Finance Act is passed.

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Sources for rates & rules

  1. Resident individual tax rates, YA2023–YA2025 (in Malay) — LHDN (HASiL) · accessed 20 Oct 2026
  2. PCB 2026 computerised calculation specification (in Malay) — LHDN (HASiL) · accessed 20 Oct 2026
  3. Budget 2027 tax measures appendix (in Malay) — Ministry of Finance · accessed 19 Oct 2026

Rate and relief tables are copied from LHDN (YA2025/YA2026) and the Budget 2027 tax measures summary. Most of the official sources below are in Malay.

The first draft of this page was AI-assisted from the sources above. Every figure was checked by Que.

Official links only

  • hasil.gov.my
  • belanjawan.mof.gov.my

If you've been scammed, call 997 (NSRC). This is not a government website.

Formula log

  • Published.

Que · Editor, JelasKini

Que is the editor of JelasKini. Que checks every figure, date and condition against official government sources (media statements, agency portals and data.gov.my) before publishing, and corrects mistakes openly. Que is not a licensed financial adviser.

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