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Net Salary Calculator: EPF, SOCSO, EIS & PCB (estimate)

Enter your monthly gross salary to see your EPF, SOCSO, LINDUNG 24 Jam, EIS and PCB deductions, your net salary and your employer's cost.

Checked 21 Oct 2026 Rates: EPF (Oct 2025), SOCSO & EIS (RM6,000 ceiling), LHDN PCB 2026 Estimate only. We don't ask for your MyKad number, OTP or bank details, and your answers are not stored. Official decisions are only at kwsp.gov.my.
Your pay details
RM
Basic pay and fixed allowances, without overtime or bonus.
Age
children
Not counted for the single category.

Estimated take-home pay

RM2,627.20 / month

From a gross salary of RM3,000.00, total deductions are RM372.80.

Employee EPF (Part A)RM330.00
SOCSO (Invalidity Scheme)RM14.75
SOCSO LINDUNG 24 JamRM22.15
EIS (Employment Insurance System)RM5.90
PCB tax (estimate)RM0.00

If you opted out of LINDUNG 24 Jam before 31 Aug 2026, take-home pay is RM2,649.35.

Paid by your employer

Employer EPFRM390.00
Employer SOCSORM51.65
Employer EISRM5.90
Total cost to employerRM3,447.55

How we calculate

EPF is calculated using the Third Schedule: wages up to RM5,000 in RM20 bands and up to RM20,000 in RM100 bands, based on the upper limit of each band and rounded to whole ringgit. Employees under 60 contribute 11%; employers 13% (wages of RM5,000 and below) or 12%. Non-citizen employees: 2% each.

SOCSO, LINDUNG 24 Jam and EIS are taken directly from the official contribution tables, with a wage ceiling of RM6,000. LINDUNG 24 Jam (0.75%, paid by the employee) started on 1 June 2026; local employees who opted out before 31 Aug 2026 do not contribute.

PCB is calculated with LHDN's 2026 computerised formula for a fixed salary throughout the year, without bonuses, zakat or optional reliefs (Form TP1).

Limits

This is an estimate. Overtime, bonuses, certain allowances and TP1 reliefs change the actual deductions. Check your payslip and ask your employer.

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Sources for rates & rules

  1. Employer mandatory contribution (rates from October 2025 wages) — EPF (KWSP) · accessed 19 Oct 2026
  2. Act 4 contribution rates including the LINDUNG 24 Jam scheme — SOCSO (PERKESO) · accessed 19 Oct 2026
  3. Employment Insurance System (Act 800) contribution rates — SOCSO (PERKESO) · accessed 19 Oct 2026
  4. PCB 2026 computerised calculation specification (in Malay) — LHDN (HASiL) · accessed 20 Oct 2026

Tested against official EPF and LHDN examples (for example a RM5,500 salary, category 3, 3 children: PCB RM110.00). Most of the official sources below are in Malay.

The first draft of this page was AI-assisted from the sources above. Every figure was checked by Que.

Official links only

  • kwsp.gov.my
  • perkeso.gov.my
  • hasil.gov.my

If you've been scammed, call 997 (NSRC). This is not a government website.

Formula log

  • Published.

Que · Editor, JelasKini

Que is the editor of JelasKini. Que checks every figure, date and condition against official government sources (media statements, agency portals and data.gov.my) before publishing, and corrects mistakes openly. Que is not a licensed financial adviser.

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